Title and closing questions, answered plainly

We confirm the seller has the right to sell, clear any liens or defects, hold funds in escrow, run the closing and record the deed. Then we issue title insurance that protects the owner and the lender.

Title insurance protects against covered problems with ownership that existed before you bought — such as unknown liens, forgery or recording errors. Lenders require a lender's policy; an owner's policy protects your own equity.

Escrow means a neutral party — your escrow officer — holds money and documents until every condition of the sale is met. Then we disburse funds and record the transfer.

It is our written report of what the search found and what must happen before the policy is issued. We walk you through it in plain language.

Texas title insurance premiums are set by the Texas Department of Insurance, so the premium for the same policy is the same at any Texas title company. Escrow fees and service vary — we quote ours up front.

It is negotiated in the contract. Commonly the seller pays for the owner's policy and the buyer pays for the lender's policy, but your contract controls.

Many purchase closings are scheduled 30 to 45 days after contract, depending on financing and title issues. The signing itself usually takes about an hour.

Use any Get a Free Quote button or call (817) 422-9028. Share the property address, sale price and loan amount, and we will send a clear estimate.

Yes. Mobile closings are a core part of what we do — our title experts can meet you at home, at work or another convenient spot. Ask about availability in your area.

A valid government photo ID for each signer and any final documents your escrow officer requests. Buyers bring funds by verified wire or cashier's check as instructed.

Always confirm wiring instructions by calling a known phone number for your escrow officer before sending money. We will never change wiring instructions by email.

Yes. Our team is bilingual, and we can explain your documents in English or Spanish.

Yes. We close reverse mortgage (HECM) loans and coordinate with lending partners such as Envision Home Lending, taking extra time to answer questions for borrowers and their families.

Yes. Estate and heirship sales need careful title work. We can connect families with affiliated attorney Kristina Ross for estate planning and probate matters.

It is our free app for real estate agents, available on the App Store and Google Play. It helps agents show clients accurate numbers in the moment.

We serve clients across Texas from our Irving headquarters, with branches in Garland and Dallas, an executive office in The Woodlands, an office in Tyler, and mobile closings that come to you.